The Easy Section 609 Credit Repair Secret: Remove All Negative Accounts In 30 Days Using A Federal Law Loophole That Works Every Time Paperback – December 2, 2017

I was fighting the credit reporting agencies,they needed to take off an account that was not mine I'D theft.. l did not know about this Federal law and how it provided me and every American protection against the three big credit agency's reporting incorrect information that causes bad or lower credit scores.I called and filled out forms but nothing happened. This book provided me with answers, how and why in clear steps a way to remove bad and wrong information from my credit report. The book provides the Federal laws, the case numbers, and the correct legal term templates that will save you thousands in legal fees ... The information contained in this book will force credit reporting agency to remove bad information from your credit reports . I am so grateful for the author Brandon Weaver who help me avoid costly legal fees . The book provides answers and laws most of us do not know about that can help save our credit ratings. Even remove and repair bad credit scores . If your I'D was stolen and your credit rating is gone then this book is your answer. Read and learn about Federal legal law 609 credit score repair secret as brilliantly explained . The author even provides out standing templates to use. You will save lawyers fees into the thousands. Thank you Brandon Weaver for an outstanding book. I am a physician and l am so gratefully l read your book and followed the advice in it.

I bought this thinking it would be another $XX.xx down the drain. It’s an easy read in less than an hour’s time, but take the that time to read it more than once if this is your first attempt at fixing your credit. You will want to absorb as much information as you can to be successful at it.One of the things I did beforehand was read a few lines from the FCRA in regards to the 609 loophole this book refers to. You will find out it actually is the 611 section that implies to your dispute efforts. Research, read and research some more. The more you know, the better your results. Take the time to learn a little about Credit Repair. There is a lot of information out there.I did not include all the legal jargon from the sample letters in my own letters. Why? Because credit bureaus hear that stuff all the time. Keep it simple and you could have the results like myself. Does the author’s method work? The numbers speak for themselves. Purchased in May. Disputed in June. Results early this month. I am ecstatic.

Update 1/20/2025I only have 4 negative accounts on my credit report. I'm shocked this worked for other people who said they removed 10-20 negative items from their report. I could not get any of the bureaus to remove even one report from my first set of letters. I did have luck disputing a collection online via CreditKarma/Experian after the company sent me proof of payment. I used the "Paid off" reason code and all 3 removed the collection. This isn't to say this method doesn't work, but after sending the first round of letters nothing was removed for me.----Old---- (November 14, 2024)Just sent round one of my dispute letters to all 3 bureaus! After paying off collections and charged off accounts my FICO/Vantage scores are about 640/650s. I’m hoping that removing the negative accounts entirely will put me in the 700s! I followed Brandon’s method so far and will update my review in a few weeks now that I have shipped the letters. I would have hoped for more context around how to deal with existing debt, what the specific timelines should be between sending each letter, and what you can be doing to improve credit as you wait for decisions like credit builder loans etc. Removing bad stuff from your report is good but you also need to add good stuff! Happy so far with what I learned from following the process so far. THANK YOU

Wow. What a well written gem of a book this is. The technique the author teaches in this book is fairly unique. Like all other credit repair books, you can find the information in this book for free on Google, but the reason you pay for a book on Amazon is for it's readability and convenience. This book is well organized, flows well and is easy to comprehend. It teaches an advanced credit repair technique that I think should be extremely effective.The book goes through the entire process of filing this particular type of challenge with the credit bureaus. It includes sections on why this technique works, what to expect during the process, and how to get started cleaning up your credit. Also included are the 4 dispute letters you will use. You will need to type or write out the letters as you copy them from the book. There is no download link provided. This is actually the reason I am rating this book 4 stars instead of 5. For a book which costs a penny short of $10 bucks, I think this should absolutely be included. Many people don't want to have to type out long letters. Including them as a free download to make them easier to create and edit would be a great option.As others have stated, there are several misspelled words and punctuation errors throughout. Unless you are an English professor or are suffering from severe OCD, I don't think those small errors will take much away from the message of this book.At the end of the day this is a great book, and if you can afford the hefty price tag, I think you should purchase it simply because the tactic described inside this book is found in very few other books on this subject, and is therefore somewhat unique. As I stated earlier this book is just a little pricey. There are other more comprehensive, less expensive books available on this subject which focus on a wider range of topics and tactics, however this laser focused instruction manual may well be all you need or are looking for. I've heard enough about this tactic to know that for the majority of those who use it, it does exactly what the author claims it will do. YMMV.Whatever you decide, make a decision and stick to it. If you download this book, commit to following through until you succeed, even if you have to try several things. Having good credit is an absolute requirement in this country, and with the economy and job situation the way it is right now, every penny counts. Good or great credit can literally put thousands of dollars in your pocket, but it takes time to get there - which you will as long as you don't ever quit. It took me several years of dedication, but now my score is over 780 and the doors it has opened for me and my family are many.Massive action = massive results.K.G.“Rather go to bed without dinner than to rise in debt.” - Ben Franklin