DebtorEdu Budget Planner - Comprehensive Monthly Budgeting Journal, Debt Tracker, Bill Organizer - Undated (Start Anytime) (Black)

Is this a new version? Just received. Missing debt, income & expense trackers, journal and notes. Pls bring back

Are the categories in the monthly budget prefilled or blank ? Picture not clear if prefilled or just example. Calendar with Monday start?

Is it possible to add more pages of certain sheets and trackers, like bill management; make it slightly bigger and produce a bound version?

Do you have any other cover styles ?