Get the Hell Out of Debt: The Proven 3-Phase Method That Will Radically Shift Your Relationship to Money

I bought the ebook version of this book awhile ago, but for whatever reason I didn't get to read it. We recently went through somethings and found ourselves in a pickle and needed help.I picked up this book and I'm so glad I did. It's not just a get out of debt book. It really helps you understand why you've gotten yourself in a pickle in the first place. Then gives you tools for climbing out one psychological/bad habit issue at a time.I'm only on step two at the moment. Honestly, I can say, I'm already feeling better and less stressed about money.I was so excited about this book, that I bought a physical copy for my husband. Now we have weekly conversations about our net worth and our weekly budget reconciliations.I can't wait until I get to step three. But I will obey the process and wait until step two is complete.

The audio version is great!!

I saw a post about this book from one of the IG accounts that I follow & to date, all of her recommendations have been spot on, so I figured I would purchase this book, since I am one of those people that have debt, but also want to build up my wealth and make it work for me.The book is divided into 3 phases, with you needing to complete each phase before moving onto the next one. It is definitely a humbling experience to understand in monetary terms, what your overall net worth is after factoring in your assets and liabilities. So much of what Erin has written her resinated with me, with her interjections of humor at all the right times for such a serious subject.I am currently still working through Phase 1, but this book helped me understand how much of debt is psychological and that you need to work on your mindset first before you can change anything. I've gotten out of debt before, but didn't change how I thought about the life I was creating for myself and the 'line of integrity' that I was constantly crossing by not creating boundaries for myself.I know that I have a lot of work ahead of me, but I'm confident with the tools and the community that Erin has built, I will have a support system to work towards eliminating my debt and creating financial freedom in the upcoming months.If you're struggling with debt or unsure of where to start with investing or growing your wealth, this book is a great tool to help you understand and JUST START doing something with your money.

If you listen to the Get The He’ll Out Of Debt Podcast this book is written exactly the same way she talks. She is loves to joke throughout the whole book. If you don’t listen to it, you should it’s equally as good! Erin makes the book very personable and relatable.

PSA!!!! This book is not all about DEBT, this book teaches you how to change the way you look at money. Erin's writing is so down to earth and you feel like you are one of her girlfriends which is everything to me. She's funny and it's like she knows you are starting to tune the words out and all of a sudden you will read " A working budget is more likely to get laid" hahaha.This is Erin's humor throughout the whole book and after reading this book and hearing her speak in one of my communities - I signed up for her program. This book is life changing and you will ultimately be debt free and have financial freedom (whatever that means to you) as long as you do the work. She provides budget and net worth templates to download so let's just say this book is a wake up call to your finances. So, long story short - BUY THIS BOOK ASAP!!!!(9)SHOW UP: Show up for yourself in spite of how you feel. Show up to do your work, whether or not you want to, even if you don't fully understand it, and even if your friends think it's dumb. Show up for you because you are someone who keeps promises to yourself. And show up because you are committed to your results, not your excuses. - Chapter 2 - Ten Success Principles you'll need to commit to. (Page 12)

FIrst of all, the words DEBT and BUDGET are not sexy, and to be quite honest can be downright frightful. If you are reading this review, then chances are you are looking to improve your relationship with your money.You are in the right place!What I am loving about this book is that it is completely NON-JUDGEMENTAL of wherever you are starting with your money. However, don’t be fooled - Erin Skye Kelly gives it to you straight. She helps you get clarity about your money so you can be certain about how to track it and have an easy-to-use system to make it work for you, so you can GET THE HELL OUT OF DEBT!Additionally, the tools she gives you are simple to understand and practical to use - no glazed eyes over here trying to figure out mathematical equations. These budgeting tools are tactical and actionable.My favorite part of all is Erin’s voice throughout the book - her witty humor combined with feeling like your best is the one teaching you (like being totally honest about your outfit when no one else is). This is an absolute welcomed breath of fresh air in the world of budgeting and money management.Do yourself a favor and get this book!

I am halfway through the book and I am already actually excited about tackling my debt once and for all. That’s something I never expected..to be excited about my money situation!Erin’s approach is educational and entertaining, and hearing her personal stories helped me feel less shame about the mistakes that got me into debt. Her wit and real life examples make reading a book about money enjoyable and relatable. It also has helped me feel hopeful about my financial future, and outlines the actionable steps I need to take to realize my financial goals.This book is for anyone who woke up today in dread wondering how the heck they got into debt and how the heck they will ever dig themselves out. It’s for anyone who feels like it’s too late. It’s for anyone willing to take a hard look at their money beliefs and behaviors. It’s for anyone who wants a brighter financial future. If I could give a million stars, I would!Buy this book. It’s one of the best investments you can make in yourself!

I am really surprised at how good this book is.I highly recommend it to anybody who is eager to change their financial situation for the better!

This book is great at challenging the mindset that society/media/companies have convinced us is normal. With a practical structure the author clearly understands the debt mindset and how to break free from the pressure of debt. A great read, accessible and informative!

My husband read this book first. His comment was to me that there were a lot of girly blurbs to make it funny - but it kept even him interested. Then he suggested I read it too.Once I started reading it, we implemented phase one and we have been going at it for 6 months now. We have a complete working budget, money as in actual cash, if we need it and are heavily paying down our debt.Erin’s writing on this made it very clear to see what we could tangibly change right now, to better ourselves for the future. Creating habits with our money, creating a relationship with our money, has completely changed how we feel about it.It has actually made us look and try to visualize past our paycheque-to-paycheque, and into retirement years. We can now see how we can get our money to work for us, not us work for our money.We can’t wait to get our money bunnies to multiple!Thank you ESK!

There are so many self-help books out there that cram so much information in between the book covers that you either want to a. skim through it as its boring b. use it as a decor item in your living room c. need a full dictionary to understand what they are talking about.. which leads you back to b. throwing it in the "ill look at it again later" pile. Erin's book talks about one of the most important aspects of your adulthood - finances. It doesn't matter whether you are a six figure salary earner or a "new to this financial world stuff" person, the information she gives you relates to you AND is easy to follow. There is information included in phases, and you work your way through from Phase 1 to Phase 3 - no debt and passive income. She adds her own personal stories and those that have taken her courses, so you get a real taste of REAL life examples and overcoming barriers. Of course she also adds a ton of humour to her writing, which makes you actually enjoy sitting down to read it. The bonus... you learn exactly what you didn't get taught as a younger adult... and you can save yourself a lot of grief, money and relationships, by actually learning and taking the steps she has quite easily laid out for you. In my family we NEVER spoke of money, how to save it, how to invest it, how to keep it.... I had to learn from that old style way of fall down and get back up again theory. I believe every child should be taught about finances from an early age, and know exactly how they need to get to finances they are comfortable with and one day putting it away for an enjoyable retirement as well. You can't lose by picking up this amazing book

This is a financial book for everybody, but in particular, for those of us (I’m at the top of the list) whose eyes glaze over when people start talking numbers and financial advice. If you tremble and stumble over the word budget, this book is for you. If you like your financial advice will a wicked cup of smart-@$$ humour, this book is for you. If you want to unpack your relationship with money OR start having a relationship with money, this book is for you.Full disclaimer: I am not, nor have I ever been, in debt. This is largely due to a highly privileged upbringing and then marrying a man who can’t stand owing someone a cup of coffee. BUT I’ve never really had a relationship with money (or a healthy one, anyway) and I’ve never thought about how to make my money work FOR me….until reading “Get the Hell Out of Debt.”My eyes usually glaze right over when people start talking about RRSP’s and TFSA’s. Reading this book made me realize my eye-glazing is because I’ve (1) always assumed I’m “no good” with numbers and (2) always believed “money-talk” is someone else’s department. Erin’s humour, humanity, and wisdom are broken apart into digestible chunks that UNglazed my eyes and opened my mind.A must-read for everyone, especially those of us just realizing that taking control of our money equals taking control of our lives.