Does it have a chest pad? Is it true to size?

It doesn't have a chest pad. I bought I size up as I don't like them too tight and it's fine for me.

Does it keep you warm in cold water?

I think long sleeve style is better than short sleeve in the cold water. The mock neck collar and long sleeve avoid exposing skin to the outside, and keep warm, and the material is quickdrying.

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Womens Long-Sleeve Surfing RashGuards - Female UV Protection Active Water Sport Swim Tee Breathable Rash Shirt Quickdrying Beach Wet Top Peach Pink 14

Product ID: 568042655

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🌊Quick Dry

🧵Flat Lock Stitching

☀️UPF 50+

Description

🏄‍♀️ Dive into comfort and style with our ultimate rash guard!

VERSATILE USE - Perfect for surfing, snorkeling, or just lounging by the beach.
DURABLE DESIGN - Flat lock stitching ensures longevity for all your adventures.
SECOND SKIN COMFORT - Experience unparalleled breathability and flexibility.
QUICK DRY TECHNOLOGY - Get back to your beach day faster with rapid drying fabric.
ULTIMATE SUN PROTECTION - Block 98% of harmful UVA/UVB rays with style!

The GenericHDTIYUYP Rash Vest for women is a high-performance swim shirt designed for various water sports. Made from a blend of 82% Nylon and 18% Elastane, it features a mock neck collar for added sun protection, quick-drying capabilities, and a durable flat lock stitching. With UPF 50+ protection, it blocks 98% of harmful UV rays, making it ideal for outdoor activities like surfing, diving, and beach vacations.

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