The 9 Steps to Financial Freedom: Practical and Spiritual Steps So You Can Stop Worrying Paperback – August 15, 2006

Great Book and Great Lady. I'm a BIG fan! Her books always contain very helpful information and suggestions to manage your finances!

I wish this book was available to me when I was 20 years old, I certainlywould have done some things different in my financial life. When we are youngwe are given all sorts of advise, on right and wrong, relationships, jobs, education etc.But No One tells you what to expect in later years and what to be aware of and what toplan for. Suze has done that and so much more in her book, "The 9 steps to Financial Freedom"Our relationship with money clearly determines the kind of life a person will lead. Apart frombeing told to save for a rainy day, no one ever explains why. Having grown up with the bare necessities and barely enough of that, I squandered my first pay checks on clothes, shoes, going to have my hair done in a salon and any other frivolous things a young women can squander on. at 18 years old I was working 3 jobs in 3 different places as a waitress and neversaved a cent. I was living on my own in NY renting a room and on my day off I would go to the salon and have my hair and nails done and dress to the nines for my evening out. I didn't sleep much in those days, after all I was young and beautiful and I was going to meet my prince charming somewhere. Then I got hit with walking pneumonia from working so hard, not enough sleep, poor eating habits etc. After being in the hospital for 2 weeks I came back to my rented room only to find out, it was no longer my room and they were holding my clothes hostage until I paid the back rent that I missed while I was in the hospital. Of course I didn't have it, because I always spent every cent I made and didn't even have a bank account. Luckily I wore uniforms at work because I didn't have any other clothes to wear, I slept in the back room of one of the places I worked for a while and saved enough money to pay what I owed on the rented room and get my clothes back. By then I was only working 2 jobs putting in a lot of extra hours and became a squirrel with my money, saving what ever I could from my meager pay and tips.I learned a life lesson at that time but still had no guidance, I did the best I could and as time went by I met my prince charming, opened a bank account got married and had a couple of children and explained why the relationship with money shapes your life, the good, the bad, and the ugly. So when I read Suze's book it was like my life's story only much more sound and in depth advise. I have read all her books, watched her dvd's and passed on the information she so eloquently put together. Through her advice I have a will, a health directive, living will and am in the midst of setting up my revocable trust. So yes I most defiantly would suggest that everyone read her books and tailor her advice to their own needs.

I have had this book on my nightstand for years, but have avoided reading it because I feared I would get a bit of a scolding for my financial habits and I was also worried that it would be too dry to read before bedtime. After buying a Kindle, this is the first non-work-related book I've read during my commute.This book is suprisingly easy to read. There are lots of anecdotes to keep the topics interesting and relatable. The information in this book is invaluable.But I have to say, I am shocked at the number of typos and editing errors! This book has been out for a LONG time, yet there's an instance on just about every page of two words being smashed together without a space between them. Not only that, but I've counted at least 3 times where double-negatives have made a sentence non-sensical, or where a sentence cancels out what the sentence prior to it states. What? Did anyone edit this book for Kindle?This criticism is in no way aimed at the author, but the publisher. Please have another look and correct your work. You should be embarrassed.

This book is a common sense approach to getting serious about managing finances to enable one to lead a more satisfying life. It is comforting to know that you have done what you can to avoid financial pitfalls. By the way, I had bought this book many years ago, and had found it to be very helpful. One thing in particular I had not done was to take out a long term care policy. Orman explained that one serious illness or disability could wreck you financially. I purchased this book for my fourty-something daughter, who has begun to do serious financial planning.

This book was written 15 years ago and it has 2012 update but it is timeless,it's great and it always will be.If you just starting to learn how to be financially responsible,it will help you a lot.I was concerned about ..is this book good only for Americans?..it is not,it can be used globally and help you grow from debt to wealth in 9 universal steps. You will learn how your past holds the key to your financial future and why and how to face your fears to create new truth about money in your life,how to receive and how to recognize true opportunity when it comes your way.I hope you like it as much I did,I understand myself more,my problems,over spending and how to overcome all that.Today,I am happy to report I trade online and since August 1st 2013 ,(month and 15 days) ,I made extra $2600.I have regular job and planing to invest in 2 more opportunities.Thank you Suze

I'd heard a lot about Suze Orman from my mother, so had a read. I did the exercises about money fears in the first part of the book, but didn't feel that the money fears section was something I could relate to. It just made me realize why I like money and hate debt, which I suppose is reasonable valuable. That said, the following chapters were a well written and illustrated example of generic advice - what insurances a person should have and why, etc. Why a person should have a will, and what trouble they can get into without a financial advisor around things like probate... when to consider a trust, etc.The problem is that, being from Australia, probate works a bit differently, as do our insurance products. Certain types of insurance aren't available and what insurances we do have work a little differently... so if you're from a foreign country, a good 80% of this book will teach you some interesting things about how to put yourself in a better financial position if you lived in the US, but probably are not the best guide to help you out.